Section 01
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
Terms overview
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
Section 02
Scope of Services
Fog Isle Machine provides general information and selection support related to insurance options for retirees. Any descriptions, comparisons, or summaries are provided for convenience only and do not constitute legal, financial, or insurance advice.
03
Clause
Fees and Charges
If any fees, charges, or other commercial terms apply to a particular inquiry or service, they will be communicated separately before you are asked to proceed. We may change our commercial terms at any time, subject to any applicable legal requirements.
ReferenceHCCH
04
Clause
User Conduct
You agree to use the website lawfully and not to interfere with its operation, misuse its content, or submit information that is false, misleading, or unauthorized. We may decline or limit any request where we consider it appropriate.
ReferenceUN Declaration
Policy Terms
Constraint ledger
All text, design, graphics, logos, and other materials on this website are owned by or licensed to Fog Isle Machine and are protected by applicable intellectual property laws. No right or license is granted except as necessary to view the website for personal, non-commercial use.
05
Clause
Intellectual Property
All text, design, graphics, logos, and other materials on this website are owned by or licensed to Fog Isle Machine and are protected by applicable intellectual property laws. No right or license is granted except as necessary to view the website for personal, non-commercial use.
Reference
Consumer Affairs IN
06
Clause
Disclaimer of Warranties
The website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, availability, and fitness for a particular purpose, and we are not responsible for decisions made based on website content.
Reference
WIPO
07
Primary Clause
Governing Law
These Terms are governed by the laws applicable in India, without regard to conflict of law principles. Any dispute arising from the website or these Terms should be raised in good faith and may be brought before the competent courts or authorities having jurisdiction.
Reference
HCCH
08
Related Clause
Changes to Terms
We may update these Terms from time to time by posting a revised version on this website. Continued use of the website after an update means you accept the revised Terms, and you should review them periodically for changes.
Reference
UN Declaration